
Digital loans for farmers – through the agri companies and cooperatives they trust and work with.

Farmers need capital before the season. Buyers get paid after harvest. Banks want collateral and monthly repayments. And agri companies are left carrying the risk.
This financing gap is holding back the growth of Africa’s agri-food system.
AI-powered, fast loans on time
Weekly loans during harvest cash crunch
Built-in climate safety net for farmers
Reduce ops burden and fraud
Our partners see higher farmer loyalty and up to 80% growth in sourced volumes, driven by timely, affordable loans to their farmers.
“Emata has helped our cooperative and farmers increase the milk volumes even in the dry season.
They also help us, as a cooperative, better serve our farmers.”
